Pre-Qualification Vs. Pre-Approved One of the most important steps, and usually the first, during the home buying process is obtaining financing.   There are many different types of mortgages available. What is a Pre-Qualification? A mortgage pre-qualification can be best described as a prediction on the amount a buyer can borrow.  In many cases, a…

Tips on avoiding the risk of pipes freezing. Frozen pipes are one of the most common causes of property damage during frigid weather and can cause more than a few thousand dollars in water damage. The pipes that freeze most frequently are those in such unheated interior spaces as basements, attics, and garages. However, pipes…

Our goal when marketing your home is to gain as much exposure in the market as possible. Increased exposure in the housing market will put your home in front of the greatest number of potential buyers. The most effective strategy tools that we incorporate in marketing include: -Printed materials such as feature sheets that contain…

Take a peek at the festivals and fun going on this month and start planning which events you want to clear your calendar for. Lagniappe November 20th Join the merchants of downtown Rochester when they offer their customers Lagniappe (Creole for “a little something extra”) in appreciation for their support throughout the year! Big, Bright…

Rochester Hills was the only city in Michigan to be recognized on the list. According to USA Today, homes in Rochester Hills have continued to appreciate and are now roughly $90,000 more than the United States median home value. Rochester Hills was recognized in 2016 as the safest city in Michigan and the 6th safest…

A few people ask me if there is a difference between a Realtor and a Real Estate Licensee. The primary reasons to hire an agent are obvious–home purchases or listings of a home are significant and it is a process. Therefore, it’s a relief and an assurance to have an agent who will walk you through…

We want to give back to our clients by offering document shredding services, hot chocolate,snacks and a free gift for the first 100 clients! Clean out your files, get rid of clutter and come have some fun with Caron Koteles. Click: Facebook to sign up! Can’t Wait to see you there!