What Is Homeowners Insurance?

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A standard homeowners insurance policy includes coverage to help protect your home and belongings and provides some liability protection. Home insurance may help pay to repair your home or replace your belongings if they are damaged by certain perils, such as fire,hail,lighting,windstorm, and theft. If you finance your home with a mortgage, your lender will…

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How To Handle Bidding Wars

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When selling or buying a home in a hot market, it is normal to get multiple offers. Sometimes, if the market is hot enough, the offers can start getting quite competitive, with bids going higher and higher. Like any product or service, the law of supply and demand impacts home prices. When the market supply…

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How do I correct information on Zillow and what is a Zestimate?

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Understanding how Zillow gets it’s information: To make it sweet and simple…Brokers/Agents enter their listings into the MLS in their local area that they belong to. There are over 900 MLS’s across the United States, so clearly, this data ends up becoming pretty fragmented. The MLS data is then pushed to Zillow (and Trulia and other…

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Pre-Qualification Vs. Pre-Approved

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Pre-Qualification Vs. Pre-Approved One of the most important steps, and usually the first, during the home buying process is obtaining financing.   There are many different types of mortgages available. What is a Pre-Qualification? A mortgage pre-qualification can be best described as a prediction on the amount a buyer can borrow.  In many cases, a…

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Time to check your pipes as the temps are getting colder

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Tips on avoiding the risk of pipes freezing. Frozen pipes are one of the most common causes of property damage during frigid weather and can cause more than a few thousand dollars in water damage. The pipes that freeze most frequently are those in such unheated interior spaces as basements, attics, and garages. However, pipes…

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